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'Can we afford retirement and support our family?'

Portfolio Clinic: Our reader needs a better balance between growth and income in her portfolio. Holly McKechnie looks at the options
'Can we afford retirement and support our family?'Published on January 31, 2025
  • Felicity and George have already retired but need to continue growing their portfolio
  • They want to put aside some money for potential care costs but are keen to continue helping their sons
  • Is it too soon to reduce risk in their portfolio?
Reader Portfolio
Felicity and George 71 and 72
Description

Isas, cash, pension, and property

Objectives

Balance growth and income, as well as supporting children and saving for care costs

Portfolio type
Investing for goals

Once you’ve become a parent, decoupling your own financial needs from your children’s is difficult. In today’s economic environment, parental support often extends well into adulthood, with many parents helping their children out with house deposits, childcare costs and even school fees.

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